| Barclays Capital Inc. | Mark DeVries |
| BMO Capital Markets Corp. | Lana Chan |
| Citigroup | Donald Fandetti |
| Credit Suisse | Moshe A. Orenbuch |
| Friedman Billings Ramsey & Co. | Scott Valentin |
| Janney Capital Markets | Sameer Gokhale |
| Jefferies | Daniel Furtado |
| J.P. Morgan Securities Inc. | Steven Alexopoulos |
| Sandler O'Neill & Partners LP | Aaron Deer |
| Sterne Agee | Henry J. Coffey |
| SunTrust Robinson Humphrey | Jennifer Demba |
| Wells Fargo Securities, LLC | Joel Houck |
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